Voluntary Benefits
Cook County is pleased to offer multiple voluntary benefits options offered through Mercer, administered by Benefit Harbor. These plans are a useful tool to protect your financial security. Employees are encouraged to select benefit options that fit your family’s needs when the unexpected happens. Plus, a convenient payroll deduction makes payments easy.
Effective December 1, 2024 Voya Financial will replace Aflac as the vendor for:
Accident Insurance
- Provides a benefit if you have a covered accident that results in specific events like a broken bone, concussion or laceration that requires sutures.
- Accident Insurance Overview
Critical Illness Insurance
- Get insurance that can help with out-of-pocket expenses when you experience a covered illness or condition.
- Critical Illness Overview
Hospital Indemnity Insurance
- Pays a daily benefit if you have a covered stay in a hospital. You can use this benefit for any out-of-pocket expenses.
- Hospital Indemnity Overview
Group Accident Insurance (Aflac)
- Accident Insurance pays a lump sum benefit directly to you (unless otherwise assigned) for injuries caused by a covered accident.
- Group Accident Insurance Overview
Group Critical Illness Insurance (Aflac)
- Critical Illness Insurance pays a lump sum benefit upon diagnosis of a covered critical illness, such as a heart attack, stroke or internal cancer.
- Group Critical Illness Insurance Overview
Group Hospital Indemnity Insurance (Aflac)
- If you have a covered illness or injury which results in hospitalization, Hospital Indemnity Insurance pays out a lump sum regardless of the cost of care.
- Group Hospital Indemnity Insurance Overview
These plans are effective November 1, 2019 to November 30, 2024
Short Term Disability Insurance (Allstate)
- An injury or sickness may slow you down, but it won’t slow down your monthly bills. Short Term Disability Insurance provides a monthly benefit if you are disabled from an off-the-job injury and cannot work.
- Short Term Disability Insurance Overview
Universal Life Insurance (Allstate)
- A death not only leaves behind loved ones, but also potentially overwhelming financial obligations. Universal Life Insurance provides your beneficiary a lump-sum cash benefit in the event of your death.
- Universal Life Insurance Overview
These plans are effective November 1, 2019.
Legal Service Plan (LegalShield)
- LegalShield provides you with direct access to a dedicated law firm who will answer your personal legal questions and help resolve life’s legal matters.
- LegalShield Benefit Overview
This plan is effective November 1, 2019.
Identity Theft Protection (LegalShield)
- IDShield provides identity theft protection and identity restoration services, for you and your family.
- IDShield Benefit Overview
This plan is effective November 1, 2019 to November 30, 2024.
Identity Theft Protection & Device Security
- Help safeguard you and your family’s identity, privacy, and security with all-in-one protection.
- LifeLock Benefit Overview
This plan is effective December 1, 2024.
Total Pet Plan
- From discounts on veterinary care and pet products to 24/7 pet telehealth and lost pet recovery service, Total Pet Plan helps you save on everything your pet needs.
- Total Pet Overview | Frequently Asked Questions
Wishbone Pet Insurance
- With 70% reimbursement on accidents and illnesses, a low $250 annual deductible, and optional wellness plans for routine care, you can have maximum coverage with Wishbone Pet Insurance.
- Wishbone Pet Insurance Overview | Frequently Asked Questions
These plans are effective December 1, 2024.
Important information
Employees enrolled in a Universal Life Insurance plan through AIG will no longer have payroll deductions effective November 1, 2019. Employees will receive monthly statements directly from AIG to maintain coverage. Current IDShield and LegalShield participants will be automatically enrolled in the enhanced plan effective November 1, 2019.
Contact Information
CookCountyVoluntaryBenefits.com
1-800-698-2849
Notices